DON'T USE Paytm ANY MORE.
DON'T USE Paytm ANY MORE.
like many of you I am also a paytm user. But, by the last few days I knew that paytm has changed their policy and for that it is taking a extra fee for transaction which is a quite unusual compare to other wallet apps , like google pay , rupay, etc... so here we will discuss about this mislenious behaviour of paytm , thgat is completely unknown by many of the common users.
Paytm started as a noemal start ups butu the majour boom came atb the time of demonetization 8th Nov 2016. The next day of releasing news almost every news paper gave the paytm add at it's front full page , which is completely oquard. so, at that time when people are suffering for lack of cash , so automaticly peopple are finding alternative way of payment . So paytm grabbed that market , and at the same time it assured that the survice will be completely free for all users even they are getting cashback. So, all the marchents and businessman also have to amake a marchent accounnt for the customer's supports. For that paytm bursed out in the market, investers came and they invested lots of capital to this company. And by the time of today the turn over of paym in 70000crore+ .
The next stape give a twist . Now paytm has a large market , and almost 50% of them is using it and they left some ammount always to their wallet.
So, according to paytm it can be used as
1. Transfer to bank or other users ( paytm charges 4% and with GST 5%)
2.shopping on app (charges 1.8%+GST)//* Paytm Service Charges , Paytm Gateway Charges*//
3.Paying from app
summery:
1. Paytm takes 4% of the transferd fee to a bank which is a huge ammount .
2.The shopkeepers and other small business holders are taking much loss , because many time those persond make a very less profit of 2-3%. In that case if this extra fees are charged then they are not getting almost any profit.
3. If you book any tichkit or other survices from the official website then it comes more cheaper than paytm . Paytm charge almost 1.8%+GST for the same task.
4. For movie ticket also paytm charge 4-10%+GST extra fees . I f you go to the counter then it is not recured absolutely and you can save it.
5. Paytm is more harami than GST . In every teansaction it charges an ammount of fees to you.. and if you transfer a perticular amount to any other via paytmm then it again they have to tyransfer to some other thus it creates a netwirk and you guyes became a part of that web.
6.And the last thing is the cashback comes to the wallet so it also boosts the cycle which is already ongoing.
So. if you want to save money then try to use debit cards . not those wallet.
like many of you I am also a paytm user. But, by the last few days I knew that paytm has changed their policy and for that it is taking a extra fee for transaction which is a quite unusual compare to other wallet apps , like google pay , rupay, etc... so here we will discuss about this mislenious behaviour of paytm , thgat is completely unknown by many of the common users.
Paytm started as a noemal start ups butu the majour boom came atb the time of demonetization 8th Nov 2016. The next day of releasing news almost every news paper gave the paytm add at it's front full page , which is completely oquard. so, at that time when people are suffering for lack of cash , so automaticly peopple are finding alternative way of payment . So paytm grabbed that market , and at the same time it assured that the survice will be completely free for all users even they are getting cashback. So, all the marchents and businessman also have to amake a marchent accounnt for the customer's supports. For that paytm bursed out in the market, investers came and they invested lots of capital to this company. And by the time of today the turn over of paym in 70000crore+ .
The next stape give a twist . Now paytm has a large market , and almost 50% of them is using it and they left some ammount always to their wallet.
So, according to paytm it can be used as
1. Transfer to bank or other users ( paytm charges 4% and with GST 5%)
2.shopping on app (charges 1.8%+GST)//* Paytm Service Charges , Paytm Gateway Charges*//
3.Paying from app
summery:
1. Paytm takes 4% of the transferd fee to a bank which is a huge ammount .
2.The shopkeepers and other small business holders are taking much loss , because many time those persond make a very less profit of 2-3%. In that case if this extra fees are charged then they are not getting almost any profit.
3. If you book any tichkit or other survices from the official website then it comes more cheaper than paytm . Paytm charge almost 1.8%+GST for the same task.
4. For movie ticket also paytm charge 4-10%+GST extra fees . I f you go to the counter then it is not recured absolutely and you can save it.
5. Paytm is more harami than GST . In every teansaction it charges an ammount of fees to you.. and if you transfer a perticular amount to any other via paytmm then it again they have to tyransfer to some other thus it creates a netwirk and you guyes became a part of that web.
6.And the last thing is the cashback comes to the wallet so it also boosts the cycle which is already ongoing.
So. if you want to save money then try to use debit cards . not those wallet.
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